- Exclusive E&O Loss Prevention Hotline, staffed by the law firm who will be defending claims made against you!
- Up to $5M Primary Limits available with excess limits available
- First Dollar Defense available
- Defense Costs in addition to the limits of liability available
- Aggregate deductible
- Coverage for unintentional breach of underwriting authorities
- No insolvency exclusion
- Broad definition of “Professional Services” to include notary services, premium financing and loss control activities.
- Automatic coverage for Independent Contractors
- Punitive damages (where applicable by law)
- 50% reduction of deductible if claim resolved through mediation
- Flexible ERP terms
- Additional coverages included outside the policy limit (separate sub-limits apply): defense costs for regulatory proceedings, litigation expense reimbursement and subpoena expense reimbursement.
- Agents, Brokers, MGA/MGU, Wholesalers and Lloyds Coverholders with at least $1M in annual written premium
Submission Requirements Include
- Application must be complete in full, including all required attachments