MGA/Program Administrator E&O Program

The program has been called the Rockwood Defender to underscore the most important differentiating factor of this E&O offering: the policyholders will know who will serve as their advocate in the event of a loss. Our claims administrator is Wilson Elser Moskowitz Edelman & Dicker, LLP, a nationally recognized law firm with 800+ attorneys in 31 offices across the United States. Wilson Elser has exceptional experience in aggressively and professionally handling litigation and other proceedings so that our insureds get the most effective defense possible.

Wilson Elser will also provide risk mitigation/loss control and Pre-Claim Hotline services to our policyholders.

Program Highlights

  • Exclusive E&O Loss Prevention Hotline, staffed by the law firm who will be defending claims made against you!
  • Up to $5M Primary Limits available with excess limits available
  • First Dollar Defense available
  • Defense Costs in addition to the limits of liability available
  • Aggregate deductible
  • Coverage for unintentional breach of underwriting authorities
  • No insolvency exclusion
  • Broad definition of “Professional Services” to include notary services, premium financing and loss control activities.
  • Automatic coverage for Independent Contractors
  • Punitive damages (where applicable by law)
  • 50% reduction of deductible if claim resolved through mediation
  • Flexible ERP terms
  • Additional coverages included outside the policy limit (separate sub-limits apply): defense costs for regulatory proceedings, litigation expense reimbursement and subpoena expense reimbursement.


  • Agents, Brokers, MGA/MGU, Wholesalers and Lloyds Coverholders with at least $1M in annual written premium

Submission Requirements Include

  • Application must be complete in full, including all required attachments



Underwriting Staff

Lann- Underwriter
Phone: (305) 248-9495
Fax: (305) 248-9496

Email/States Represented