Property & Casualty Agent Errors & Omissions

Rockwood has been a premier provider of Insurance Agents E&O coverage for over 13 years. During that span of time, we have made numerous changes to our program to keep pace with the changing needs of the marketplace. Rockwood administers a national program underwritten through Certain Underwriters at Lloyds, London for P&C Retail Agents as well as Newly Licensed (1-3 years) Agents.

We also possess appointments with other “A” rated carriers, allowing us to place virtually any P&C Agent’s E&O risk. Our P&C Agents Program is designed for agents generating less than $2 million in revenues annually.

Program Highlights

  • Low minimum premiums
  • $100,000 Cyber Liability Coverage included, with an available option of up to $1,000,000.
  • $25,000 Employee Dishonesty Liability Coverage included.
  • Wide array of liability limit options
  • Full range of retention options, from $2,500 to $25,000
  • Worldwide coverage so long as suit is brought in the U.S., its territories and possessions, or Canada
  • Extended reporting provision available
  • Multiple payment options
  • On-Line Risk Management Tools
    • Available exclusively for Rockwood policyholders

Eligibility

Applicants engaging in the following activities are not eligible for our standard P&C Program:

  • Self insurance, Risk Retention/Risk Purchasing Groups
  • Consulting or risk management work
  • Claims administrators
  • Entities acting principally as wholesalers or MGAs
  • TPAs or reinsurance brokers
  • Actuarial Services, Tax Advice, or Real Estate
  • PEOs

Coverage Enhancements Available

  • Life and Accident/Health Expands coverage to include incidental placement/ servicing of Life/A&H products
    • In order to qualify, total commissions generated from Life/A&H activities cannot exceed 50% of total annual revenues
  • Additional Named Insured Endorsement

Cyber Liability Now Available!

Rockwood Programs has recently begun including Cyber Liability to its portfolio of management and professional liability products. We are sensitive to the ever-changing needs of the marketplace. The increasing need to protect your business against cyber liability and data breach exposures. We partnered with Certain Underwriters at Lloyds, London to craft a solution that offers real insurance protection without requiring our customers to undergo a lenghty and intrusive application process!

  • Available as an underlying Rockwood account endorsement with separate sub limit or as a stand-alone policy.
  • The cyber liability component is an endorsement to the program. We can place standalone cyber with a number of markets.

Availability

Nationally

Underwriting Staff

Todd Beckley- Underwriting Assistant
Marie
Ciliberto- Underwriter
(302) 765-6040

Email/States Represented

Brian
Pasternack- Underwriter
(302) 765-6042

Email/States Represented

For risks in the following states AK, HI, LA, MS, WV click here for the Rockwood Brokerage Division