Property & Casualty Agent Errors & Omissions

Rockwood has been a premier provider of Insurance Agents E&O coverage for almost 20 years. During that span of time, we have made numerous changes to our program to keep pace with the changing needs of the marketplace. Rockwood administers a national program underwritten through Certain Underwriters at Lloyds, London for P&C Retail Agents as well as Newly Licensed (1-3 years) Agents.

We also possess appointments with other “A” rated carriers, allowing us to place virtually any P&C Agent’s E&O risk. Our P&C Agents Program is designed for agents generating less than $2 million in revenues annually.

Established Agents

Policy Highlights

Low minimum premiums
Wide array of liability limit options
Full range of retention options, from $2,500 to $25,000
Worldwide coverage so long as suit is brought in the U.S., its territories and possessions, or Canada
Extended reporting provision available
Multiple payment options
On-Line Risk Management Tools
- Available exclusively for Rockwood policyholders

Eligibility

Applicants engaging in the following activities are not eligible for our standard P&C Program:

Self insurance, Risk Retention/Risk Purchasing Groups
Consulting or risk management work
Claims administrators
Entities acting principally as wholesalers or MGAs
TPAs or reinsurance brokers
Actuarial Services, Tax Advice, or Real Estate
PEOs
Crop Insurance

Coverage Enhancements Available

Life and Accident/Health Expands coverage to include incidental placement/ servicing of Life/A&H products
- In order to qualify, total commissions generated from Life/A&H activities cannot exceed 50% of total annual revenues

Cyber Liability Now Available!

Rockwood Programs has recently begun including Cyber Liability to its portfolio of management and professional liability products. We are sensitive to the ever-changing needs of the marketplace. The increasing need to protect your business against cyber liability and data breach exposures. We partnered with Certain Underwriters at Lloyds, London to craft a solution that offers real insurance protection without requiring our customers to undergo a lenghty and intrusive application process!

Available as an underlying Rockwood account endorsement with a separate sub limit or on a stand-alone basis
The cyber liability component is an endorsement to the program. We can place standalone cyber with a number of markets.