Employment Practices Liability Insurance (EPLI) provides defense and indemnity protection against claims arising from the employer/employee relationship. The policy shields employers from claims of harassment, discrimination, failure to hire, wrongful termination, and includes all current, former, and prospective employees, directors and officers, even the corporate entity.

New expanded coverage includes:

• Coverage for Wage & Hour claims (subject to sub-limit) [not available in CA]
• Removal of Failure to Comply, Major Stockholder, and Dishonest Acts exclusions.  
• Addition of a "Soft Hammer" provision with a 50/50 Insured/Insurer split.  
• Expanded definition of "Employee" expanded to include Independent Contractors and Leased Employees under the direction of the Insured.  
• Defense Cost outside of and equal to the limits of liability (certain restrictions apply).    
• No Failure to Make Partner Exclusion 

Policyholders are given exclusive access to a broad array of loss control tools available via the Internet.  The service provides step-by-step Human Resources procedures, recommended policies, training programs, and employee handbook templates.  Policy Holders can use the "Risk Management Tool's" link below to access this vital service

Click on the "How to Sell EPLI" link below for complete sales and marketing assistance.

Important Information for Rockwood Producers:

Join Us for our next Audio Conference:    Layoff's, RIFs, and Terminations

Tuesday October 7, 2008 - 11:30 AM to 12:30 PM Eastern Time. 

Click this link for information about registration.     

Facts and Findings - Why EPLI is important in a Bad Econmy !