PUBLIC SAFETY PROFESSIONAL LIABILITY INSURANCE

This unique product is designed for campus police and other security personnel involved in the public safety and security of schools, hospitals, and universities. The coverage is provided on a group basis in order to maximize the spread of risk. We cannot offer the insurance to individuals.

 

COVERAGES AVAILABLE

  • CRIMINAL PROCEEDINGS DEFENSE COSTS COVERAGE. Provides legal representation in the event any covered individual is named in a criminal action occurring while the insured was acting in the scope of his/her duties.
  • CIVIL PROCEEDINGS DEFENSE COST COVERAGE. Defense and indemnity protection will be afforded to any covered individuals named in a civil suit arising from a wrongful act allegedly occurring while he/she was acting within the scope of their employment. NOTE: This coverage is excess of any insurance provided by the employer.
  • ADMINISTRATIVE PROCEEDINGS COSTS COVERAGE. Offers legal representation for any covered individual if they are named in an administrative proceeding or asked to participate in the administrative proceeding of a co-worker. This particular feature may be purchased individually, so long as the underlying criminal and/or civil coverage was obtained by the group.

THE KEY DIFFERENTIATOR – AN ADVOCACY DEFENSE

The true litmus test of any insurance product is how well it responds in the event of a loss. All claims are adjudicated by Wilson Elser – a nationally-recognized law firm with more than 30 years’ experience in professional liability litigation. Their team of legal experts will provide an advocacy defense for its clients.