Is your client protected against employment-related claims?
- 42% of EPLI-related lawsuits are filed against companies with fewer than 100 employees.
- Over the last 20 years employee lawsuits have risen roughly 400%
- Roughly 7 out of 10 businesses don’t carry EPLI insurance.
Many business owners falsely believe EPLI claims are covered by General Liability. Or they say, “My business can absorb the cost of a lawsuit.”
- The average cost of settling out of court for an employment claim is $75,000.
- The average jury award for an employment-related case is $217,000.
- Plaintiffs win trials nearly three-quarters of the time.
- Plus, you likely have to pay court costs and legal fees.
- Defending a frivolous lawsuit can cost more than $50,000.
Rockwood’s EPLI policy shields employers – plus all current, former and prospective employees, directors and officers, even the corporate entity – against a broad spectrum of employment-related claims.
Policy Coverage Features*
- Third Party Wrongful Acts
- Wage and Hour (subject to sub-limit)
- Full Prior Acts/Prior Acts
*Certain restrictions may apply
Policy Benefits
- Advocacy claims defense provided by nationally-recognized legal experts
- Access to risk management hotline available to all policyholders
- Defense Outside the Limits of Liability available via endorsement

