Policy Features (certain restrictions may apply)
- Coverage for Third Party Wrongful acts available
- Wage and Hour coverage available (subject to sub-limit)
- Multiple liability limit options – up to $2,000,000/ $2,000,000 available
- “Soft Hammer” wording with a 75/25 Insured/ Insurer split
- Full Prior Acts available
- Coverage for alleged violations of the Immigration Reform Control Act provided via endorsement at no cost to the Insured (subject to $25,000 sub-limit)
- Prior acts coverage available
Broad Coverage Definitions
- Definition of “Employee” includes Independent Contractors, Volunteers, and Leased Employees under the direction of the Insured
- Definition of “Loss” includes compensatory, punitive, and exemplary damages (where allowable by law)
Other Policy Features
- Advocacy claims defense provided by nationally-recognized legal experts
- Access to risk management hotline available to all policyholders
- Defense Outside the Limits of Liability available via endorsement
Is your client adequately protected against employment-related claims?
In today’s litigious environment, the protection afforded by Employment Practices Liability Insurance (EPLI) has become more valuable than ever. There is nothing static about a firm’s employment-related liability exposures- they are constantly changing due to technological advances, passage of new laws and the findings of the courts.