Insurance Broker / Large Retail Agent Errors & Omissions

Rockwood has been serving the E&O needs of the Insurance Agent’s community since 1998. We have developed a unique product offering specifically tailored for risks generating in excess of $2 million of written premiums annually. Rockwood operates as the exclusive national administrator for this offering.

Policy Highlights

  • Broad definition of professional services; includes notary, premium financing, and risk management/loss control activities
  • B+/Government Guaranteed insolvency exclusion
  • Automatic coverage for Independent Contractors
  • Punitive damages covered where allowable by law
  • Additional coverages included and outside of the policy limit:
    • Defense costs for regulatory proceedings – $25,000
    • Litigation expense reimbursement – $250 day; $5,000/policy period
    • Subpoena expense reimbursement – $5,000
  • Wholesaler, MGA, and Program Administrators considered (subject to carrier approval)

Coverage Enhancements Available

  • Defense Costs outside the limits of liability
  • Employment Practices claims expense reimbursement
  • First Dollar Defense
  • Privacy Breach expense coverage
  • Security incident expense coverage
  • Aggregate retentions


Nationwide on a surplus lines basis

Underwriting Staff

Mark Lann-
Executive Vice President


Kerri Lann-
Assistant Vice President