Public Entity E&O/EPLI

Public Officials

Rockwood Programs administers a national program underwritten through Certain Underwriters at Lloyds, London (A.M. Best A;XV) for Public Officials. We can provide both E&O (Errors and Omissions) and EPL (Employment Practices Liability) coverages.

Our preferred risks include:

  • Villages
  • Boroughs
  • Parishes
  • Townships
  • Cities
  • Counties
  • Special Purpose Districts (Designed for a Specific Service)
    • Housing Authorities
    • Transportation Authorities
    • Airports
    • Water/Sewer Authorities
    • And many more!

Basic Coverage

  • Claims-made including prior acts
  • Broad form definition of insured
  • Pay on behalf coverage
  • Duty to defend coverage
  • Full employment practices liability coverage
  • Expenses paid on non-indemnity claims
  • Financial strength “A” rated by A.M. Best

Additional Coverage Enhancements

  • Additional defense expense coverage excess of limit of liability
  • Breach of commercial contract
  • Deductible waived for claim expenses
  • Third party Employment Practices Liability
  • Independent Contractors as additional insureds


Nationally, except AK, CA and HI


Underwriting Staff

Marshall – Underwriter

Email/States Represented