Rockwood Programs administers a national program underwritten through Certain Underwriters at Lloyds, London (A.M. Best A;XV) for Public Officials. We can provide both E&O (Errors and Omissions) and EPL (Employment Practices Liability) coverages.

Our preferred risks include:

• Villages
• Boroughs
• Parishes
• Townships
• Cities
• Counties
• Special Purpose Districts (Designed for a Specific Service)
  • Housing Authorities
  • Transportation Authorities
  • Airports
  • Water/Sewer Authorities
  • And many more!

Basic Coverage

• Claims-made including prior acts
• Broad form definition of insured
• Pay on behalf coverage
• Duty to defend coverage
• Full employment practices liability coverage
• Expenses paid on non-indemnity claims
• Financial strength “A” rated by A.M. Best

Additional Coverage Enhancements

• Additional defense expense coverage excess of limit of liability
• Breach of commercial contract
• Deductible waived for claim expenses
• Third party Employment Practices Liability
• Independent Contractors as additional insureds