Property & Casualty Agent Errors & Omissions

Rockwood has been a premier provider of Insurance Agents E&O coverage for over 13 years. During that span of time, we have made numerous changes to our program to keep pace with the changing needs of the marketplace. Rockwood administers a national program underwritten through Certain Underwriters at Lloyds, London for P&C Retail Agents as well as Newly Licensed (1-3 years) Agents.

We also possess appointments with other “A” rated carriers, allowing us to place virtually any P&C Agent’s E&O risk. Our P&C Agents Program is designed for agents generating less than $2 million in revenues annually.

Newly Licensed Agents

Policy Highlights

  • Provides both $500,000/$500,000 and $1,000,000/$1,000,000 limits of liability
  • All policies are issued with a $5,000 deductible
  • Premiums start as low as $2,150 for $500,000/$500,000 and $2,500 for $1MM/ $1MM
  • Rates are designed to be commensurate with experience
  • Base premiums actually decrease with each renewal
  • Eligible for Rockwood’s standard P&C program with 3 years experience

Cyber Liability Now Available!

Rockwood Programs has recently begun including Cyber Liability to its portfolio of management and professional liability products. We are sensitive to the ever-changing needs of the marketplace. The increasing need to protect your business against cyber liability and data breach exposures. We partnered with Certain Underwriters at Lloyds, London to craft a solution that offers real insurance protection without requiring our customers to undergo a lengthy and intrusive application process.

  • Available as an underlying Rockwood account endorsement with a separate sub limit or on a stand-alone basis
  • Low minimum premium
  • Limits up to $1,000,000 are available


  • Only available to agents licensed three years of less
  • Generates less than $150,000 in gross commission revenues annually
    • Other territorial restrictions may apply
  • Non-admitted placements up to 10% No involvement with:
    • Multiple Employer Welfare Arrangements (MEWAs)
    • Multiple Employer Trusts (METs)
    • Risk Purchasing Groups (RPGs)
    • Captives
  • Placement with carriers rated “B+” or better by A.M. Best
  • No previous claims history from either P&C or Life/A&H activities
  • New agents must agree to access and review Rockwood’s risk management tools within 90 days of policy issuance
  • Product line placements limited to standard lines of business:
    • Personal lines
    • Package Business-Owners Policies
    • General Liability
    • Workers Compensation, etc.



Underwriting Staff

Kerri Lann-
305-248-9495 Ext. 9106

Email/States Represented

Beckley- Underwriting Assistant
(302) 765-6019

Email/States Represented

Ciliberto- Underwriter
(302) 765-6040

Email/States Represented

Pasternack- Underwriter
(302) 765-6042

Email/States Represented