Policy Highlights
- Wide array of liability limit and retention options
- Advocacy legal defense in the event of a loss, provided by an internationally recognized law firm
- Employee Dishonesty coverage included, subject to a $50,000 sublimit
- Vanishing Deductible
- First Dollar Defense (retention only applies to indemnity)
- Defense Outside the Limit of Liability
- B+ Insolvency
- Pre-Claims Hotline – staffed by legal professionals – provided at no cost
- Coverage for incidental placement of Life/Accident & Health products included
- Worldwide coverage so long as suit is brought in the U.S., its territories and possessions, or Canada
Eligibility
Applicants engaging in the following activities are not eligible for our Lloyd’s-underwritten program. These risks can still be placed through one of our other highly rated carrier partners.
- Self insurance, Risk Retention/Risk Purchasing Groups
- Consulting or risk management work
- Claims administrators
- Entities acting principally as wholesalers or MGAs
- TPAs or reinsurance brokers
- Actuarial Services, Tax Advice, or Real Estate
- PEOs
- Crop Insurance
Cyber Liability Now Available!
Rockwood Programs has added Cyber Liability to its portfolio of management and professional liability products. We are sensitive to the ever-changing needs of the marketplace. Being able to protect your agency against cyber liability and data breach exposures is a critical element of any corporate risk mitigation strategy. We are able to offer a $100,000 cyber liability coverage endorsement within our Lloyd’s-underwritten program. Rockwood also has access to multiple markets that provide this valuable coverage on a stand-alone basis. Contact your underwriter for more details.